Eligibility criteria for pre approved personal loan
At present day NBFCs or Banks are very common to offer pre-approved personal loans.
Usually eligibility depends on lender to lender, and first prefer existing customers.
Customer CIBIL score should be more than 750
a regular steady income
Good prior relation with lender
Good strong repayment history and credit profile
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Banks target old and existing customers for pre approved personal loans. Those have a good repayment history and CIBIL score.