Eligibility criteria for pre approved personal loan

At present day NBFCs or Banks are very common to offer pre-approved personal loans.

Usually eligibility depends on lender to lender, and first prefer existing customers.

Customer CIBIL score should be more than 750 a regular steady income

Good prior relation with lender

Good strong repayment history and credit profile

Banks target old and existing customers for pre approved personal loans. Those have a good repayment history and CIBIL score.