Who gets the offer of pre-approved personal loan?

At present day NBFCs or Banks are very common to offer pre-approved personal loans.

Banks or NBFCs very cleverly target well credit maintained customers for pre-approved personal loans and any other kind of unsecured loan.

Maybe you offered pre-approved personal loans randomly by sms, whatsapp, outbound call or any other digital media.

Normally pre approved personal loan offers for selected customers for a limited period.

As per the customer prior data, lenders offer pre-approved personal loans.

Loan interest, tenure, term and condition totally depend on the customer's financial profile.

Most of the time the lender offers a pre approved personal loan to his old customer.

pre-approved personal loans are quite easier than normal personal loans.